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Save Money With a Refinance

One of the easiest ways to save money is to refinance your home. A lower rate or reduced term will pay off your home sooner. Paying off your mortgage faster means building equity faster. Refinancing under the now favorable conditions can save you thousands of dollars over the life of the loan.

If you would like to take advantage of the current low interest rates you may apply now using our secure application for a refinance loan. Your application will be sent to a mortgage professional licensed in your state.

Utilizing the equity in your home to take "cash out" can be an inexpensive way to get a large sum of cash. Home equity loan rates are often less than other loan types and are usually tax deductible. You may also apply here for a home equity loan.


Debt Consolidation Mortgage
Other Types of Debt Relief

Debt consolidation loans are an option for home owners that allow people to consolidate their bills into one smaller payment each month. If your interest in a home refinance loan is for debt consolidation you may be having difficulty dealing with debt.

If you would like to apply here for a debt consolidation loan you may, but it is recommended you become aware of the risks and alternatives to that type of loan. Debt settlement and nonprofit credit counseling are two such alternatives. If you are looking for debt consolidation, non profit credit counseling or to better understand debt itself
may be a good resource for you.

For informational articles and pre qualification questionnaires to better help you diagnose your problem and to make the decision on what action to take, we recommend

Some consumers feel they are in such financial doldrums bankruptcy may or may not be an answer for them. For free articles on the life style changes of bankruptcy, determining what your assets are, how to avoid foreclosure, and who to pay when you can't pay everyone; we also recommend


Your Home Budget

Analyzing or creating your household budget can sometimes be extremely difficult and time consuming. We have designed a quick, free, and easy to use budget calculation tool for the convenience of our visitors.


The First Step in Buying a Home

The very first step in buying a home is to find out what your price range is by pre qualifying for your mortgage. Unfortunately many people waste their time and the time of their real estate agent by looking at properties above their means. By consulting with an experienced mortgage professional those inconveniences can be eliminated early on by simply submitting a mortgage application for a new home purchase in the very beginning.

Trouble With The Down payment

Many people do not realize there are programs for people having difficulty coming up with part or all of the down payment for a new home purchase. Partners In Charity is a nonprofit organization that will extend between 2-10% down on a new purchase.

Bad Credit Mortgages

Alternative Mortgage Sources is an online directory of approximately 600 mortgage lenders and brokers specializing in bad credit and hard to get loans.

Home Buyer Course

This is an informative web site detailing the process of buying a home. First time buyers will find a wealth of information while current home owners may learn something new as well.

For Sale By Owner

Many people decide to buy or sell their home without a real estate agent to potentially save thousands of dollars in fees. This is known as For Sale By Owner or FSBO.

To search for homes For Sale by Owner or to research selling your home with out a real-estate agent visit the FSBO directory

Find a Real Estate Agent

Find a real estate agent using a free screening service while remaining anonymous. This is a popular service since it removes the feeling of pressure and obligation.

Find & Compare Real Estate Agents

Mortgage Calculator

A mortgage calculator will calculate what your monthly mortgage payment will be based on rate and the term of the loan. Use this tool for a new purchase or a refinance mortgage.



Windows are not just there to let the sun shine in. They are your home’s main defense to keep the elements out. Combat drafts in the winter and heat in the summer with replacement windows. Add value to your home by replacing your old, rotting, inefficient windows. Request an estimate from a contractor in your area today.


Tired of Scrapping, Chipping, and Painting Your House Again? Have you ever considered Siding for your home? Virtually maintenance free and visually appealing, protecting your home has never been so easy.

Visit today for your quote and a referral to a contractor in your area.

Patio Covers

Wood Flooring

New Roofing


Whether you simply want new custom cabinet prefacing or decide to add amenities such as countertops, space-saving features, or new matching custom cabinetry, you will receive the finest quality material, unsurpassed workmanship, reliability and service you deserve at a price you can afford.


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